From UPI to EMI… the spending pattern is going to change from August 1! Know which new rules will lighten your pocket.

Rules Change: Many rules are being changed as of August 1. Which is going to have a direct impact on your pocket. This month, many big changes are going to happen from UPI to EMI. In such a situation, know about these new rules here.

Rules Change: On the first date of every month, the government changes many rules. In such a situation, the month of August is starting from tomorrow and like every month, many rules are being changed in August as well. Which is going to have a direct impact on the pocket of the general public. Many types of financial changes have also been made in the month of August, which can affect your daily expenses to digital transactions. Let's know in detail….

UPI rules are changing

UPI rules are being changed from August 1. To make digital payments better and safer, NPCI is implementing many new rules related to UPI. Due to which now Google Pay, PhonePe or Paytm users can now check the balance only 50 times a day. You can see your transaction history only 25 times a day. Apart from this, AutoPay transactions will now be processed only before 10 am, from 1 pm to 5 pm and then after 9.30 pm. This new rule will put less load on the UPI system and the problem of transaction failure will also be reduced.

Will the price of gas cylinder decrease?

Like every month, from August 1, the prices of both domestic and commercial LPG can increase or decrease. In July, the price of commercial LPG cylinders was reduced by Rs 60. In such a situation, it is expected that the price of domestic LPG will decrease in August. However, the prices of LPG cylinders have been increasing and decreasing continuously for some months. In such a situation, it may affect your pocket in August.

Insurance cover on credit card will be stopped

If you are an SBI card user, then your pocket is going to be affected in August. Because, from August 11, SBI is stopping the free air accident insurance available on some of its co-branded credit cards. SBI used to issue insurance of Rs 50 lakh to Rs 1 crore to its ELITE and PRIME card holders in collaboration with UCO Bank, Central Bank, Karur Vysya Bank, Allahabad Bank and PSB. Which the bank is now going to stop.

RBI will decide on interest rates

RBI's Monetary Policy Committee (RBI MPC Meeting) is going to meet from August 4 to August 6. A decision will be taken in this meeting regarding changing the interest rates. Which can have a direct impact on the EMI of the loan being paid by the general public.

CNG and PNG rates will also change

There may be changes in the prices of CNG and PNG from August 1. There has been no change in their prices since April 1. In such a situation, changes can be made in these in the month of August. If the prices of CNG and PNG increase, then it can have a direct impact on your travel and kitchen expenses.

Air travel can become expensive

From August 1, the prices of Aviation Turbine Fuel i.e. ATF can also change. If their prices increase, then air tickets can become expensive. Which can affect your pocket.

Long list of bank holidays in August

There are many festivals and celebrations in August 2025. Which includes Independence Day, Janmashtami, Ganesh Chaturthi and Sunday and Saturday holidays. In such a situation, banks will remain closed for many days in this month. Therefore, you should finish your important work in advance so that your work is not interrupted due to bank closure.